Completed application forms must be forwarded to the human resources department at least four weeks prior to the credit application, along with an offer from the tour operator. In all cases, original copies of the documentation must be provided. The loan can only be used for the purchase of a standard annual seasonal card and a copy of the ticket must be made available to the human resources department. Loan contracts generally contain information about: the university individually reviews each application for a permanent card loan and reserves the right to delay or refuse an application. Proof of the purchase of the seasonal card must be presented to the human resources department within 2 weeks of payment of the loan. If this is not possible, the result will be an immediate full refund of all outstanding items. Under an agreement with the International Organization for Migration (IOM), World Relief has five years to obtain a loan. At the end of this period, the loan will be transferred to IOM for further collections. The seasonal map covers the relevant costs for public transportation to and from your workplace, but not other travel expenses, for example. B not the cost of using the car or parking. After receiving the application form, the human resources department verifies the application before sending it to Payroll. A credit payment is then made to your bank account so you can buy your seasonal card online or at the booking office. Monthly deductions from your salary for 12 months are then processed.
The use of a loan agreement protects you as a lender because it legally requires the borrower to repay the loan in regular or lump sum payments. A borrower can also find a loan agreement useful because he spells the details of the loan for his files and helps keep an overview of the payments. The International Organization for Migration (IOM) provides refugees with a travel loan for transportation to the United States. The travel loan is an interest-free loan to refugees to cover travel expenses. Refugees must sign a change of sola to pay it back before going to the United States. Employees should receive an offer from the tour operator to confirm the cost of the seasonal card and put it on a seasonal loan application form.